Non-Qualified Jumbo Mortgages | Non-QM Jumbo Mortgage Experts

Jumbo Non-Qm Mortgage stands for “Jumbo Non-Qualified Mortgage”. We specialize in Non-QM Jumbo Mortgage Loans that don’t fit conventional jumbo guidelines. Loan Amounts are available up to $2,500,000 with just 10% down! Are you looking for a jumbo mortgage that doesn’t fit traditional guidelines?

Are You Looking For A Jumbo Mortgage That Doesn't Traditional Guidelines?

We're here to answer all of your questions about jumbo mortgages!

Frequently Asked Questions

What is a non-qm jumbo mortgage?

A Non-Qualified Mortgage mortgage is any home loan that doesn’t comply with the Consumer Financial Protection Bureau’s (CFPB) existing rules on Qualified Mortgage. A Qualified Mortgage (QM) is a home mortgage loan that meets the standards set forth by the Federal government.

How much do I need to put down?

Borrowers can now put as little as 5% down with loan amounts up to $2,000,00. Loan amounts are available to $5,000,000 for different programs. The 5% down payment can be sourced by many different sources unlike conventional mortgages.

Where is this program available?

This program is available in most states.

Can you get a jumbo mortgage with no tax returns?

Yes! We lend on jumbo mortgages for self employed borrowers. This includes, for example, business owners, doctors, attorneys, and dentists. Must be in business for at least one year. Your monthly income is calculated based on your monthly bank deposits not your taxes. Refinance options available too!

What credit score is required?

We now have jumbo mortgage options for buyers with credit scores down to 500! The lower your credit score the more you will need to put down. Refinance cash options are also available for scores down to 500.

Are jumbo cash out refinances available?

Yes! We now have no documentation investment jumbo cash out options. This means the underwriting approval is based on the property. No tax returns are needed.

Barton Creek Mortgage (NMLS ID 264320). ALL RIGHTS RESERVED. SEE WWW.NMLSCONSUMERACCESS.ORG FOR DETAILS ABOUT LICENSURE. PLEASE SEE PRIVACY POLICY AND LICENSURE TABS BELOW FOR IMPORTANT DISCLOSURES. ALL LOAN PRODUCTS SUBJECT TO CHANGE. CREDIT QUALIFICATION REQUIRED. PLEASE FILL OUT A LOAN APPLICATION TO RECEIVE A DETAILED QUOTE. LOAN PRODUCTS ARE AVAILABLE IN ALL AREAS IN TEXAS.

SAMUEL DUDE BRANCH MANAGER/SENIOR LOAN OFFICER, NMLS# 299345